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Measure current savings runway against monthly essential expenses and estimate the gap to your target emergency fund.
Measure current savings runway against monthly essential expenses and estimate the gap to your target emergency fund.
Current savings
The money already set aside specifically for emergency use.
Monthly essential expenses
The monthly baseline spending your emergency fund would need to cover.
Monthly contribution
The amount you expect to keep adding to the emergency fund every month.
Target coverage
The number of months of essential expenses you want available in your emergency fund.
Emergency fund snapshot chart
Compares current savings, target corpus, and the remaining funding gap.
Months to target
Shows how long it may take to fully fund the target corpus at the current contribution pace.
Emergency fund runway is the number of months your current savings can cover essential monthly expenses if income stops or drops unexpectedly.
The target fund is calculated as monthly essential expenses multiplied by the number of months of coverage you choose.
Yes. The target coverage is fully editable, so you can test lower or higher emergency fund goals.
Explore a few closely related tools to continue the same task or compare another approach.
See how many months your current emergency savings can cover and how long it may take to build your target buffer.
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Target Coverage
6 months
months
Current Runway
4.5 months
Target Fund
₹ 2,40,000
Funding Gap
₹ 60,000
Months To Target
4 months
A common target is 3 to 6 months of essential expenses, but you can set a higher cushion if your income is less predictable or obligations are higher.