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Estimate your monthly EMI, total interest, and total payment for a loan using the amount, rate, and tenure.
Estimate your monthly EMI, total interest, and total payment for a loan using the amount, rate, and tenure.
Loan amount
The principal amount you want to borrow.
Interest rate
The annual loan interest rate used to calculate the EMI.
Tenure
How long you will take to repay the loan.
Currency
Changes the currency display for all loan results.
Reset
Restores the default EMI example values.
Summary cards
Show monthly EMI, total interest, total payment, and the borrowed amount.
Charts
Visualize how much goes toward principal, interest, and remaining balance over time.
EMI stands for Equated Monthly Instalment, the fixed monthly amount paid toward a loan over the repayment term.
Yes. A longer tenure usually reduces the monthly EMI but increases the total interest paid over the life of the loan.
Yes. You can use it for most standard reducing-balance loans by entering the loan amount, annual interest rate, and tenure.
Explore a few closely related tools to continue the same task or compare another approach.
Estimate your monthly installment, interest outflow, and total repayment with a simple loan setup.
Loan Amount
Rs 25,00,000
Rs
Rate of Interest
8.5%
%
Loan Tenure
20 years
Yr
Monthly EMI
Principal
Total Interest
Total Payment
Principal amount
Interest amount