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Plan a future purchase or milestone by comparing your current savings strategy against the goal cost and the timeline you have in mind.
Plan a future purchase or milestone by comparing your current savings strategy against the goal cost and the timeline you have in mind.
Goal type buttons
Quickly switch between common goal categories like home, travel, education, or a custom goal.
Goal name
Adds a real label to the plan so the output feels tied to a specific purchase or milestone.
Current cost of goal
Enter what the goal would cost based on today’s estimate or current market price.
Years to goal
Set how long you have before you want to achieve the goal.
Current savings
Money you already have set aside for this goal today.
Monthly contribution
The amount you plan to add every month toward the goal.
Expected return
The yearly return assumption used to project how your savings may grow.
Yearly step-up
Increases the monthly contribution every year if you expect your savings ability to improve.
Currency
Changes the currency symbol and number formatting used throughout the tool.
Reset
Restores the tool to its default example values.
On track summary
Shows whether your current plan is enough, close, or behind based on the projected value.
Recommendation cards
Suggest three catch-up paths: increase monthly savings, add a one-time amount, or accept a delay.
Journey view chart
Compares the projected portfolio value against the goal cost over time.
It compares your target goal cost with your current savings plan and shows whether you are on track, close, or behind by the chosen target date.
Yes. Current savings are added as your starting amount, and the tool projects how they can grow alongside your monthly contributions.
The tool suggests practical alternatives such as increasing monthly contributions, adding a one-time top-up, or delaying the goal timeline.
Explore a few closely related tools to continue the same task or compare another approach.
Turn a real-life goal into a practical savings plan. See whether your current plan can fund it, and which adjustment path gets you there most cleanly.
Use a real target like Bali trip, MBA fund, or first car.
Current Cost of Goal
Rs 12,00,000
Rs
Years to Goal
5 years
Yr
Current Savings
Rs 1,50,000
Rs
Monthly Contribution
Rs 18,000
Rs
Expected Return
11%
%
Yearly Step-up
8%
%
Increase the monthly contribution every year.
Goal
Goal Cost
Projected Value
Projected Surplus
On Track
Your current plan is projected to reach this goal with a cushion of Rs 7,25,873.57.
Required monthly pace: Rs 10,159.95
Increase Monthly
Your current monthly plan is already enough for this goal.
Add One-time Boost
No extra top-up is needed at the current pace.
Keep Current Pace
You can stay with the current plan and still hit the goal on time.