Opening tool...
Loading the calculator and its content.
Welcome to ToolFerry. New tools are added regularly, so check back often.
Loading calculator...
Share this tool
Estimate a SIP plan that increases every year so you can compare total invested amount against projected portfolio value.
Estimate a SIP plan that increases every year so you can compare total invested amount against projected portfolio value.
Starting monthly SIP
The SIP amount used in the first year before any step-up is applied.
Yearly step-up
The percentage increase applied to the monthly SIP once every year.
Expected return
The annual growth assumption used for compounding the SIP investments.
Investment duration
How many years the stepped-up SIP plan continues.
Currency
Changes the currency formatting used for projected values.
Growth comparison chart
Compares the cumulative invested amount with the estimated portfolio value over time.
A step-up SIP is a systematic investment plan where the monthly contribution increases by a chosen percentage each year.
A step-up SIP can better match income growth and may build a larger corpus over time than a flat monthly contribution.
Yes. It also shows the final year monthly SIP estimate based on the selected step-up rate and duration.
Explore a few closely related tools to continue the same task or compare another approach.
Project a SIP plan that increases every year so you can see how rising contributions change long-term portfolio value.
₹
Yearly Step-Up
10% every year
%
%
Yr
Invested Amount
₹ 19,06,348.9
Estimated Returns
₹ 24,35,575.81
Projected Corpus
₹ 43,41,924.72
Final Year Monthly SIP
₹ 18,987.49
The step-up assumption increases the monthly SIP once every year, which can materially raise the final corpus over long durations.