Opening tool...
Loading the calculator and its content.
Welcome to ToolFerry. New tools are added regularly, so check back often.
Loading calculator...
Share this tool
Calculate annualized return from dated cash flows such as SIPs, top-ups, withdrawals, and final redemption value.
Calculate annualized return from dated cash flows such as SIPs, top-ups, withdrawals, and final redemption value.
Cash flow type
Marks a row as either money invested into the portfolio or money received back from it.
Date
The exact date used for the irregular cash-flow calculation.
Amount
The size of the investment or redemption on that date.
Add row
Adds another cash flow so you can include top-ups, withdrawals, or final value.
Remove row
Deletes a cash-flow row you no longer want in the XIRR calculation.
Return summary
Shows XIRR, total invested, total realized, net gain, and the full cash-flow span.
XIRR is an annualized return measure for investments with irregular cash flows and dates, making it useful for real-world investing activity.
Yes. The calculation needs money going in and money coming out, or a current portfolio value treated as a final positive cash flow.
CAGR assumes a single starting value and a single ending value, while XIRR works better when multiple cash flows happen on different dates.
Explore a few closely related tools to continue the same task or compare another approach.
Calculate annualized returns for irregular cash flows using dated investments and redemptions.
₹
₹
₹
₹
XIRR
6.82%
Total Invested
₹ 1,75,000
Total Realized
₹ 2,35,000
Net Gain
₹ 60,000
Cash Flow Span
5.02 years